Legal Document

SMS Matka Terms & Conditions — Complete Guide for Members

This page contains the full terms and conditions for using the sms matka platform. Please read everything carefully before creating an account or using any of our services.

Last Updated: January 1, 2026
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Full Terms in Bengali
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User Rights Protected
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Transparent & Fair Rules
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Built on Integrity

Key Highlights

Key Highlights of the Terms

Get a quick overview of the key points in SMS Matka's terms and conditions — full details are available below.

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Age Requirement & Eligibility
SMS Matka is strictly for users aged 18 and above. Age verification is mandatory at the time of account registration. No one under 18 is permitted to register under any circumstances.
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Deposit & Withdrawal Policy
Minimum deposit and withdrawal amounts apply. Local payment methods including Mobile Pay, Nagad, and Rocket are accepted. Withdrawal requests are processed within 5–15 minutes.
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Bonus & Promotion Terms
Each bonus offer has its own wagering requirements. You must complete a specified amount of betting before bonus funds can be withdrawn. Full details are available on the bonus page.
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Prohibited Activities
Fraud, multiple accounts, use of bots, or any form of system manipulation is strictly prohibited. If such activity is detected, the account will be immediately terminated.
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Data Protection & Privacy
Your personal information is completely secure. We never sell or share your data with third parties. For more details, visit our Privacy Policy page.
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Dispute Resolution
Report any complaints or disputes to our support team within 24 hours. All disputes are handled fairly and transparently.

Important Notice: By using any service on SMS Matka, you are considered to have fully read, understood, and accepted these Terms & Conditions. If you disagree with any of the terms, please refrain from using the platform.

1 General Terms & Conditions

SMS Matka (smsmatka.ws) is an online gaming platform operated for users in Bangladesh. These Terms and Conditions ("Terms") constitute a legally binding agreement between SMS Matka and its members. By accessing or using the platform, you are deemed to have accepted all terms of this agreement.

These terms and conditions may be updated at any time. Members will be notified of any changes via their registered email or platform notifications. Continued use of the platform after any changes constitutes acceptance of the revised terms.

  • These terms are available in both English and Bengali. In the event of any discrepancy, the Bengali version shall prevail.
  • SMS Matka reserves the right to suspend or terminate any member's account at any time, with or without reason.
  • Accessing or using this platform constitutes your full acceptance of these Terms & Conditions.
  • You must create an account before using any SMS Matka services.

2 Account Registration & Eligibility

To create an account on SMS Matka, you must meet the following eligibility requirements. Providing false or inaccurate information may result in account termination and forfeiture of any deposited funds.

Age & Identity Verification

You must provide accurate information at the time of registration. As part of our KYC (Know Your Customer) process, we may request a copy of your National ID or passport.

  • Age: Must be at least 18 years of age.
  • One Account Only: Each individual may register only one account.
  • Accurate Information: Your name, address, phone number, and email must be accurate and belong to you.
  • Password Security: You are solely responsible for keeping your account password confidential and not sharing it with anyone.
  • Account Transfers Prohibited: Accounts may not be transferred to or sold to another person.

Warning: If a single individual is found operating multiple accounts, all associated accounts will be suspended and all balances forfeited. Using multiple accounts to claim bonus benefits is strictly prohibited.

3 Deposit & Withdrawal Policy

SMS Matka has clear rules for deposits and withdrawals. Transactions can be made through local mobile banking services.

Accepted Payment Methods

  • Mobile Pay — Both personal and merchant accounts
  • Nagad — Personal Account
  • Rocket (DBBL) — Personal Account
  • Upay — Personal Account

Deposit Terms

  • Minimum deposit: ৳500
  • Maximum daily deposit: ৳1,00,000
  • Only payment methods registered in your own name may be used.
  • Third-party payments are not accepted and will be returned if received.

Withdrawal Terms

  • Minimum Withdrawal: ৳500
  • Maximum daily withdrawal: ৳50,000
  • Withdrawals are typically processed within 5–15 minutes
  • Withdrawals may be delayed if KYC verification has not been completed.
  • Withdrawals may be temporarily suspended in cases of suspicious activity
  • Withdrawals must be made through the same payment method used for the original deposit.
Transaction Type Minimum Maximum (Daily) Processing Time
Deposit ৳500 ৳1,00,000 Instant
Withdrawal (Verified) ৳500 ৳50,000 5–15 Minutes
Withdrawal (Unverified) ৳500 ৳10,000 24–48 hours

4 Bonus & Promotion Terms

SMS Matka offers a variety of bonuses and promotions. Each offer carries its own terms, and failure to comply with those terms may result in the bonus being forfeited.

  • Welcome Bonus: Available to new members only, one per member.
  • Wagering Requirements: Withdrawing bonus funds generally requires completing 10x–30x wagering. Each offer has its own specified multiplier.
  • Time limit: Bonuses must generally be used within 7–30 days of being issued, or they will be automatically forfeited.
  • Game Restrictions: Some bonuses are only valid for use in specific game categories.
  • Multiple bonuses: Multiple bonuses cannot be active simultaneously unless explicitly stated otherwise.
  • Right to cancel bonuses: SMS Matka reserves the right to void any bonus if irregularities or violations of these terms are detected.

Please Note: Account verification (KYC) must be completed before you can claim any bonus. Bonus funds cannot be withdrawn directly — withdrawal is only possible after the wagering requirements have been met.

5 Gaming Rules & Fairness

All games on SMS Matka are operated transparently and fairly. Game outcomes are determined using an RNG (Random Number Generator) or live dealer system, neither of which can be manipulated in any way.

  • All game outcomes are completely unbiased and random.
  • Once a bet is confirmed, it cannot be cancelled or modified.
  • If a game is interrupted mid-session due to a technical issue, the results of all completed bets remain valid, and stakes placed on incomplete bets will be refunded.
  • SMS Matka reserves the right to set betting limits on specific games or markets.
  • In the event of any ambiguity regarding game rules, SMS Matka's interpretation shall be considered final.

6 Prohibited Activities

The following activities are strictly prohibited on the sms matka platform. If any such activity is detected, the account will be permanently suspended and the entire balance will be forfeited.

  • Fraud & Cheating: Any form of fraudulent activity.
  • Multiple accounts: Operating more than one account under the same individual's name.
  • Bots & Automation: Placing bets using automated software or bots.
  • Money Laundering: Using the platform for money laundering or any other illegal financial activity.
  • Bonus Abuse: Attempting to exploit or circumvent bonus terms.
  • Hacking or System Attacks: Interfering with the platform's security systems.
  • Using Another Person's Account: Accessing or transacting on another person's account.

7 Responsible Gaming

SMS Matka believes gaming is a form of entertainment — not a source of income. We care about every member's mental and financial well-being, and responsible gaming is our top priority.

  • Set Your Own Limits: Set your own daily, weekly, or monthly deposit limits.
  • Session time limit: Use the session timer to take breaks from extended play.
  • Self-Exclusion: You can temporarily or permanently close your account at any time.
  • Reality Check: Take regular breaks and keep track of how long you've been playing.
  • Minor Protection: This platform is strictly prohibited for anyone under 18 years of age.

If you notice signs of problematic gaming behavior, contact our support team immediately or Responsible Gaming page.

8 Privacy & Data Protection

SMS Matka treats your personal information with the utmost care. We never sell your data to third parties.

  • All personal data is stored with 256-bit SSL encryption.
  • Payment information is never stored on our servers under any circumstances.
  • Your consent is required for marketing communications and may be withdrawn at any time.
  • For more details, visit our Privacy Policy Read.

9 Limitation of Liability

SMS Matka will not be held liable in the following circumstances:

  • Interruption to games or transactions due to loss of internet connection.
  • Losses caused by technical issues on your own device.
  • Any loss resulting from sharing your account password or login details with another person.
  • Losses resulting from unexpected technical errors or server outages (though we work to resolve these as quickly as possible).
  • Issues caused by third-party service failures.

SMS Matka is committed to resolving technical issues promptly. Should any problem arise, our 24/7 support team is always on hand to help.

10 Amendments to Terms & Conditions

SMS Matka reserves the right to update these Terms & Conditions at any time. Members will be notified at least 7 days in advance of any major changes. Minor updates will be communicated via a notice on the platform.

  • The latest version of these Terms & Conditions will always be available on this page.
  • Continued use of the platform after any changes takes effect will be considered acceptance of the updated terms.
  • If you do not agree to the updated terms, you may request to close your account.

11 Contact & Support

If you have any questions or need clarification regarding these Terms & Conditions, please reach out to our support team.

  • Email: support@smsmatka.ws
  • Live Chat : Click the chat button at the bottom right of the platform — you'll typically get a response within 2 minutes.
  • Support hours: 24 hours a day, 7 days a week.
  • Language: Full support available in Bengali.

In Summary: The terms and conditions of SMS Matka are designed to protect members and ensure fair gaming. We believe transparency and integrity are the foundation of a lasting relationship. If you have any questions, don't hesitate to reach out to us.

Get Started Now

You've read the terms — now join SMS Matka

Open a free account and start your journey on Bangladesh's most trusted gaming platform.

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